Shared Ownership

Shared Ownership offers buyers the opportunity to step on to the property ladder when they may not be able to on the open market.

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How does it work?

Shared Ownership is a great way to get on to the property ladder when you can’t quite afford to buy a home on the open market. Based upon your affordability, you can buy an initial share of your home between 25%* and 75% and make a small monthly rent payment for the remaining share that we retain.

You can purchase additional shares as and when you can afford it, this is called ‘staircasing’. There are no timescales or deadlines on when you must staircase however, the more shares you purchase, the lower your monthly rent payments become.

*minimum shares may vary depending on the individual property. Please speak with our sales team for further information. 

Am I eligible?

You are eligible for Shared Ownership if:

- You have a household income of less than £80,000
- You have no ties to any other properties on completion
- You are unable to buy on the open market

Apply here

The advantages of Shared Ownership

- You can buy as much of the property as you can afford
- It’s a great way to get out of the renting cycle and become a home-owner
- You can own a high quality, new build home affordably
- It’s a manageable way to purchase a home without needing a huge deposit
- You own the home and can decorate it however you like
- You can sell your home at any time and will benefit from any increase in value

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