Apply for Shared Ownership

Shared Ownership offers buyers the opportunity to step on to the property ladder when they may not be able to on the open market.

If you are interested in applying for a shared ownership home, you must first complete the Shared Ownership application below to confirm your eligibility. 

Apply for Shared Ownership

The Process

  1. Complete the above Shared Ownership application form to confirm your eligibility. 
  2. Contact us to let us know which home you want to buy and we will let you know next steps and the documentation we require.
  3. We will refer you to a financial advisor who can help assess your income and outgoings to make sure you can afford the payments for your home purchase.
  4. The financial advisor will let you know the share percentage that you can afford. You can then buy the share with either a repayment mortgage or a lump sum from savings (if you are not eligible for a mortgage).
  5. Once we have received all your documents, these will be reviewed by our Sales Team for approval.
  6. Now is the exciting part. You can now pay your reservation fee to secure your new home. When you reserve your new home, no one else will be able to reserve the home for a fixed period of time.
  7. Apply for your mortgage (if applicable).
  8. Instruct a solictor to act on your behalf. They will handle the legal aspects of buying the home. They will explain the terms of the shared ownership lease to you, and communicate with our solicitors on your behalf.

Who can apply?

You are eligible for Shared Ownership if:

  • You have a household income of less than £80,000
  • You have no ties to any other properties (if you are selling your current home, this must be sold subject to contract before we can take a reservation)
  • You are unable to buy on the open market

"I would 100% recommend shared ownership to get on the ladder. It's a great, straight-forward scheme that could help you buy a brand new house, like us!"

Shared ownership was the key ingredient that helped Craig and Sophie buy their first dream home. 

Craig and Sophie's story